Auto insurance protects you as you travel around town in your vehicle. Research shows that accidents occur due to multiple reasons: poor weather, bad driving behavior, and even freak accidents such as animal collisions. Here’s an in-depth look at why auto insurance is so beneficial.
Purchasing auto insurance can be complicated because of all the variables considered. While shopping for auto insurance quotes, you may be confused by the term insurers use. Be aware that some of those thoughts are influenced by long-standing myths. Let’s take a closer look.
Research shows […]
It’s hard for many people to think about life insurance because it involves their own death. But at some point, if you’ve started a family, you need to think about the well-being of your loved ones in the event you become ill or die.
Here is a list of things that can affect your insurance premium.
Policy Type and Amount
The type of life insurance policy is the biggest factor that affects life insurance premiums. The amount of coverage impacts your premium as well. The two main types are term life and whole life, but […]
Most states mandate auto liability insurance for all drivers to protect them from financial liability when at fault for car accidents. Optional coverages like collision and comprehensive also can shield you against financial loss after car theft or damage in a crash. However, you may wonder if your own policy protects other people when driving your car. Read on to find out whether auto insurance follows the car or the driver.
Can You Drive Another Person’s Car Without Your Car Insurance?
Generally, you don’t need your liability policy to drive another person […]
Sometimes, smokers may hesitate to get health insurance, discouraged by the many myths about coverage and tobacco consumption. The biggest worry for them is that they might be denied smokers insurance due to their unhealthy lifestyle habits. While smoking can increase your insurance premium, it isn’t necessarily an obstacle to obtaining health insurance.
How Smoking Affects Your Insurance Premium?
If you’re a smoker, you’ll pay a higher price for health insurance. However, the difference isn’t that significant compared to that of non-smoking policyholders. Your health condition can increase your […]