Sometimes, smokers may hesitate to get health insurance, discouraged by the many myths about coverage and tobacco consumption. The biggest worry for them is that they might be denied smokers insurance due to their unhealthy lifestyle habits. While smoking can increase your insurance premium, it isn’t necessarily an obstacle to obtaining health insurance.
How Smoking Affects Your Insurance Premium?
If you’re a smoker, you’ll pay a higher price for health insurance. However, the difference isn’t that significant compared to that of non-smoking policyholders. Your health condition can increase your […]
Per Harvard University, the U.S. healthcare system is the most expensive in the world. Yet, despite this, about 15% of Americans under age 65 have no health insurance coverage, according to the National Center for Health Statistics (NCHS). With the pandemic posing a major risk to your family’s health, you need to choose the right health insurance plan for your family. This article guides you on how to go about doing this.
Health Insurance Plans for Your Family
It’s worth noting that the scope of coverage varies from one plan to another. Specifically, some plans […]
Many people have no idea about the intricacies of life insurance. Most of them don’t even want to know because the notion of dying isn’t something anyone wants to think about. Still, it is important to consider those who will be left behind after your demise, especially the ones who may not be able to handle certain financial obligations in your absence.
Here is a list of important questions that you need to ask about your life insurance to prevent last-minute surprises.
Will life insurance through my employer be enough?
Though you may have signed […]
The ongoing coronavirus pandemic has taken a mental and physical toll on everyone. Many people find themselves struggling to get through. As you deal with these challenges, it’s important to take care of yourself. Practicing self-care tips can help you cope during this time and avoid stress. Here are some self-care tips during COVID-19:
Eat Healthy Meals
One of the most important self-care tips during the pandemic is to eat regularly. Eating regularly provides nutritional benefits that will keep you energetic during the day. Eating healthy meals will also help your mind stay […]