Why you should protect yourself with the right renters insurance.
When you rent, you are not responsible for repairing the damages that your rental home or apartment sustains. Because they have fewer responsibilities, many renters feel justified in skipping out on renters insurance. However, there are some real advantages to having this important coverage. Here are three of the reasons why you can’t afford to skip out on renters insurance.
Protection from theft
Even if your rental is in a safe part of town and is equipped with updated safety features, this isn […]
Don’t leave your home and loved ones vulnerable to fire this holiday season.
As a homeowner, fire is one of the most serious and devastating risks that you face. Unfortunately, this risk increases significantly during the holiday season. If you do not want your holiday spirit to be ruined by fire damage, then here are some of the fire safety tips that you should employ around your home.
1) Candle Safety
According to the National Fire Protection Association, the incidence of fire caused by candles is four times higher in December than it […]
Do you have the right personal liability protection to keep you safe?
Personal liability insurance will offer you coverage in the event that you are responsible for third-party injuries or damages, or if a third-party experiences losses while on your property. Usually, people rely on the personal liability coverage included in their homeowners or renters insurance policies. As personal liability claims are some of the most expensive that you can face, it’s important to make sure that your policies are offering the coverage that you need to address your risks. Here’s what […]
Renters insurance can protect you in more ways than one.
When people decide to forgo getting renters insurance, it is normally due to the belief that they do not own anything of particular value. While renters insurance is most commonly associated it providing protection for your personal belongings, it’s important to understand that renters insurance also includes other important protections as well. Here are some of the other coverages included in a renters insurance policy.
Loss of Use Coverage
Imagine what would happen if your rental was currently uninhabitable as a result of […]