renters insurance Archives - Udell Family Insurance

Personal Property Insurance: Everything You Need to Know

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All you need to know about personal property insurance

Personal property coverage is an important part of your homeowners or renters insurance policy. However, it may not offer you adequate coverage for all your belongings. Read on to have an in-depth look at personal property coverage and how it can help protect your valuables.

What Kind of Protection Can I Expect?

Personal property insurance comes in two varieties: Replacement Cost and Actual Cash Value. With a replacement cost policy, the amount paid generally covers the cost of replacing the damaged property with new merchandise. An actual cash value policy reimburses you based on what that property […]

Does My Renters Insurance Cover Lost Keys and Locksmith Services?

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Does My Renters Insurance Cover Lost Keys and Locksmith Services?

Your renters insurance is in place to protect you from financial loss if your home is broken into and your personal possessions are stolen or damaged. Losing your keys and locksmith services are covered by your renters insurance if your home is broken into. Your policy isn’t much use to you, however, if you lose or misplace your keys. If you lose or misplace your keys, it will be up to you, in many cases, to cover the cost of replacing both the keys and the locks of your home.

Losing Your Keys Can Be Costly

Losing […]

Questions Every Renter Should Ask

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Get The Most Of Your Rental With These Inquiries

Before you move into your new rental, you will have to sign your lease. Do not just put your name to that paper blindly; be an educated renter. Ask these questions of your future landlord before signing your lease.

What Is The Term? Make sure the length of your lease is in line with your plans to stay in the rental unit. If, for example, you are hoping for a summer rental, make sure your lease is month-to-month.
How Do I Pay Rent?

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