Your renters insurance is in place to protect you from financial loss if your home is broken into and your personal possessions are stolen or damaged. Losing your keys and locksmith services are covered by your renters insurance if your home is broken into. Your policy isn’t much use to you, however, if you lose or misplace your keys. If you lose or misplace your keys, it will be up to you, in many cases, to cover the cost of replacing both the keys and the locks of your home.
Losing Your Keys Can Be Costly