Multiple factors can impact the cost of homeowners insurance, sometimes causing it to rise even if the location of your home hasn’t changed. The main considerations that insurers look at to determine your premiums are your overall risk as a policyholder and your home’s replacement cost. If the cost of homeowners insurance in Thousand Oaks, CA, went up this year, there are numerous possible explanations for it.
I Don’t Live in an Area Where Tornadoes or Wildfires Are a Concern
Even if your home isn’t in a location that’s prone to […]
Most people think of getting life insurance when things are great – the economy is booming, they have job security, they’re married, or maybe they are expecting a baby. It’s at this point that people start thinking about securing their family’s financial well-being in case the unexpected happens. This means that most people deem life insurance an unnecessary expense during periods of economic turmoil. However, this can be a costly misconception because the life insurance policy is a fantastic way of protecting your loved ones when the economy is booming or floundering. Read on to learn why […]
Auto insurance protects you as you travel around town in your vehicle. Research shows that accidents occur due to multiple reasons: poor weather, bad driving behavior, and even freak accidents such as animal collisions. Here’s an in-depth look at why auto insurance is so beneficial.
Purchasing auto insurance can be complicated because of all the variables considered. While shopping for auto insurance quotes, you may be confused by the term insurers use. Be aware that some of those thoughts are influenced by long-standing myths. Let’s take a closer look.
Research shows […]
It’s hard for many people to think about life insurance because it involves their own death. But at some point, if you’ve started a family, you need to think about the well-being of your loved ones in the event you become ill or die.
Here is a list of things that can affect your insurance premium.
Policy Type and Amount
The type of life insurance policy is the biggest factor that affects life insurance premiums. The amount of coverage impacts your premium as well. The two main types are term life and whole life, but […]