Calculating auto insurance premiums is complex at times because every driver is unique. Generally, insurance companies focus on a person’s driving record. If you have been classified as a high-risk driver, finding rates that align with your budget could be challenging. Luckily, you can implement a few strategies to help lower your auto insurance premiums.
Being Classified as a High-Risk Driver
Insurers may classify you as a high-risk driver based on multiple factors. Traffic violations on your driving record are a red flag. You may also be classified as a high-risk driver if […]
We all know that having life insurance is important. Many families buy life insurance for the man but not the woman, especially if she is a homemaker. This can be a huge financial mistake that is easily avoided by ensuring both partners. Many women who don’t work forget to consider the value they add to their families. What would happen if she wasn’t there? Thinking about all that she does in a day can be overwhelming.
Women’s Need for Life Insurance
A wife and mother are often the foundation of the family. Even though they […]
According to SBA, general liability isn’t a luxury; it’s an essential policy for business owners. General liability insurance can save your enterprise in case of property damage, bodily injury on your premises, or damage resulting from your business operations. Here is what you need to know about small business general liability insurance.
What to Know About Small Business General Liability Insurance?
Small business general liability policies protect businesses against third-party claims related to physical injury. For instance, your general liability can cover the medical expenses if a customer is injured in a slip and fall […]
As a parent, you’re likely happy and excited that your teen has studied and passed the test to get their license. But, you’re also aware that insurers generally classify teen drivers as high-risk drivers. That can make the process of finding auto insurance challenging.
Your auto insurance policy may increase if you add your teen driver to it. You’re extending your coverage to someone else, automatically increasing your rates. Adding an inexperienced driver makes things even more complicated. Be aware that every state measures different variables to help figure out auto insurance rates. Here are some […]