What Do You Do When a Rock Hits Your Windshield?

What Do You Do When a Rock Hits Your Windshield?

Does your insurance cover a rogue rock that hit your windshield?

Perhaps you were driving behind those rock-carrying truck, or the Batmobile, and, instead of a missile, it sent a pebble your way and cracked your windshield. All of a sudden, you’re left with the repairs and the bills. Do you have the right insurance to protect you from any rogue rocks that have your name written on them? If your windshield is cracked by a rock, your car insurance may be able to step in and help.

The Auto Insurance Coverage You Need:

• Comprehensive coverage: This may help to repair or replace the damaged windshield. You’ll still pay your deductible, but in case the repair or replacement goes above your deductible, your coverage will step in and cover the rest of the costs.

• Full glass coverage: Available in some states, full glass coverage may help replace your windshield without paying a deductible.

Repair v. Replacement

If your windshield is cracked but not shattered, a qualified windshield specialist can determine if you’re better of repairing, or replacing your windshield. A repair is generally much less expensive than a replacement, provided that your situation merits it. Repairs should be carried out as soon as possible to prevent the crack from growing. If the chip is smaller than a $1 dollar bill, it can generally be repaired. To be on the safe side, however, it’s always best to consult a specialist because each case is different.

Whether or not you drive behind the Batmobile, or behind construction vehicles, it needs to be covered with the right auto insurance policy. Contact Udell Family Insurance in Westlake Village, California for all of your car insurance coverage needs.

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