Is life insurance without a medical exam worth it?
While most recognize the importance of having life insurance coverage, studies have shown that 43% of Americans still don’t have this protection. Some of the common reasons that people cite for not securing a policy is the length of the underwriting process, unfamiliarity with life insurance as a whole, and the expense of the coverage. However, the most common excuse for not getting life insurance is that people do not want to undergo the medical examination. Insurance companies have recognized this, and now, many offer the […]