liability Archives - Udell Family Insurance

New Year Insurance Update Guide

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New Year Insurance Update Westlake Village, CA

Reviewing and updating your insurance policies for 2016 can give you the coverage you deserve.

As 2016 kicks off, it is the right time to ensure everything is in order for the coming months, including your insurance policies. Keep this New Year insurance update in mind to ensure you have the coverage you deserve for the whole year.

Home insurance – take a look at your home inventory and make sure it includes all of your gifts that you opened during the holidays. If you are planning on making any renovations to your house, let […]

Insuring Your Home-Based Business

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Business Insurance Westlake Village CA

Does Your Business Have The Coverage It Needs?

More and more businesses are being run out of people’s homes. In fact, the Small Business Administration reports that over half of American businesses are based out of their owners’ homes. Consequently, we feel it is important to let California business owners know that if they are running a home based business, they need to consider their insurance coverage.

Many of today’s entrepreneurs assume that because they are operating out of their homes, their homeowners insurance coverage is sufficient to protect their business. In fact, that is often […]

Constructing Your Coverage: Which Factors Affect Your Auto Insurance?

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Constructing Your Coverage: Which Factors Affect Your Auto Insurance?

Understanding The Components Of Your Insurance Premiums

Your auto insurance premiums are not constructed by a magic potion or with rocket science. There are a few, easily understandable factors that make up your premiums. While some of them are out of your control, there are a few factors that you can adjust to get premiums that better suit your needs. To help, here is a quick overview of the components of your coverage that affect your premiums.

Your Deductible: Increasing your deductible will decrease your premiums. Just make sure you do not increase your deductible to […]

Could Umbrella Insurance Protect You?

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Get Under The Umbrella For Full Coverage

If you do not have umbrella insurance coverage, you are leaving yourself and your family exposed to the possibility of a significant financial burden. Yes, you have done the responsible thing by securing homeowners insurance and auto insurance coverage, but those policies have limits. You do not deserve to be left paying out of pocket, so carry umbrella insurance. Here are a few instances when this coverage could serve you.

Multi-Car Pileup: If you cause a fender bender, your auto insurance will be able to handle it tidily […]