A standard homeowners insurance covers four primary areas that hold the most value and present the highest risk. This policy is used to secure your investment against most types of loss. If you experience a loss in one of these areas, you must file a claim to be adequately reimbursed. This prevents you from having to pay for any significant expenses out of your own pocket. With the right homeowners’ policy, you can rest easy that most of your expenses will be covered.
Getting Coverage For Renting Out Your House
If you are looking to make a little (or a lot of) honest money and your town or city is the site of an upcoming event like a college graduation, concert, or sporting event, you may be considering offering your home to other families via the home sharing market. As sites like AirBnB and HomeAway are becoming increasingly popular, your opportunities to easily list your home online and rent it out for a set price and certain amount of time are becoming greater and more lucrative.
Before putting your home up […]
Does Your Business Have The Coverage It Needs?
More and more businesses are being run out of people’s homes. In fact, the Small Business Administration reports that over half of American businesses are based out of their owners’ homes. Consequently, we feel it is important to let California business owners know that if they are running a home based business, they need to consider their insurance coverage.
Many of today’s entrepreneurs assume that because they are operating out of their homes, their homeowners insurance coverage is sufficient to protect their business. In fact, that is often […]
Get The Most Of Your Rental With These Inquiries
Before you move into your new rental, you will have to sign your lease. Do not just put your name to that paper blindly; be an educated renter. Ask these questions of your future landlord before signing your lease.
What Is The Term? Make sure the length of your lease is in line with your plans to stay in the rental unit. If, for example, you are hoping for a summer rental, make sure your lease is month-to-month.
How Do I Pay Rent?