How Your Lifestyle Affects Your Life Insurance Archives - Udell Family Insurance

How Your Lifestyle Affects Your Life Insurance

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Understanding life insurance classifications.

When you apply for life insurance, your provider will weigh your personal factors and assign you a rate classification. These classifications are an indicator of your risk level, and will determine how much you pay for your coverage. Naturally, people want to know what they can do to enter a lower rate classification.

Here are some of the things that you should consider.


Smoking is one of the worst habits that a person can have. Regardless if you are an occasional smoker or a pack-a-day kind of […]

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