Homeowners Insurance Riders Archives - Udell Family Insurance

What Is a Homeowners Insurance Rider and Why Do You Need It?

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Homeowners Insurance Riders

Generally, an insurance rider is an optional add-on to an insurance policy. It is also called a floater or an endorsement. A homeowners insurance rider amends a basic policy, allows you to increase your coverage limits, expand coverage for certain property, or extends protection to help cover additional risks. A rider serves an expanded purpose to secure your home based on your identified circumstance.

Why the Need for a Homeowners Insurance Rider?

A typical homeowners insurance policy comes with a set of standard protections like dwelling coverage, other structures coverage, personal property coverage, and personal liability coverage […]