home insurance rates Archives - Udell Family Insurance

Getting Home Insurance? Here Are the Factors That Can Influence Your Premium

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home insurance rates

It is a known fact that the insurance rates of different residential properties vary. This is because there are a number of factors that affect homeowners’ insurance premiums in a specific and unique way. These factors generally range from personal credit history and home liability limits to structural remodeling needs and house construction type.

However, there is another highly significant factor that directly influences the rate that is charged from homeowners for their home insurance – location.

Here are a few reasons why homeowners insurance rate keeps changing across various cities, localities, and neighborhoods.

Disaster Risk

If […]