high risk homeowners insurance Archives - Udell Family Insurance

High-Risk Homeowners Insurance: What You Need to Know

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Buying homeowners insurance can be expensive, but it is important if you need to pay mortgage loans. The insurance rates may vary depending on whether your home is labeled as high-risk. Numerous factors play a role in your home being labeled high-risk.

Here are the factors that may label your house as high-risk:

The Home

Location

If your home is near or in a disaster-prone area or your neighborhood has a high crime rate, it can be labeled high-risk.

History

If the home holds a history of […]