Know the basics before you purchase a flood insurance policy.
Floods are the natural disasters that cause the most damage to houses in the U.S. Still, more than 80 percent of Americans are uninsured when it comes to flooding. There are three things that everyone should know before purchasing flood insurance. Flood insurance is available in commercial, home, and property coverage. Knowing the 3 main components to flood insurance could save you money, and give you peace of mind.
Replacement cost is a way to establish value on the items that are being insured, and […]
You need flood insurance to be ready for the coming El Niño.
Since we’re almost a half decade into our California drought, a lot of us are wishing for rain. Experts are saying we’re going to get it, and a whole lot of it.
By studying climate models and natural phenomena, scientists are able to project that we’re going to experience an El Niño akin to the one that ravaged California in 1997. Not only did it do over $500 million of damage across the state, it also took 17 lives […]
You never know when disaster may strike!
Preparing your home for unexpected natural disasters is imperative! Not only does this steady your house, but it could mean the difference between life and death.
Protect yourself and your family with these effective steps for natural disasters:
Make a Plan
Create an emergency plan to detail the evacuation route, the meet up location after the disaster, and designate an out-of-state contact for your family to call if they’re unable to get to the meeting spot.
Develop a Disaster Kit
Stock up on emergency […]
Understanding your family’s need for Westlake Village, CA flood & earthquake insurance.
You may have read the title of this blog post and thought, “No problem, I already have flood and earthquake insurance!” Think again, though. All too many people assume their California homeowners insurance policy covers them against these risks. Actually, though, it doesn’t.
To determine if you should carry earthquake and flood insurance policies, ask yourself these questions.
Is my area at risk? In California, you’re living in a high-risk earthquake area, so you should think seriously about getting this […]