When you are living near a fault line without earthquake insurance, your homeowners insurance won’t cover a thing.
Many people believe that their homeowners insurance policy will kick in if their home suffers damage caused by an earthquake. The same goes for flood insurance: many people falsely believe their home insurance will cover damages. But unlike flood insurance, neither the federal government nor your insurer requires you to carry earthquake insurance. It’s also worth noting that every state has had a record of earthquakes. It’s common knowledge that the west coast lies on […]
Earthquakes are natural disasters that come whenever they please, and there isn’t anything we can do to stop them.
Earthquakes are caused by a shift in the tectonic plates that cover the entire surface of the Earth. When they bump into each other, the energy associated is so mind-blowingly huge that the earth shakes—this is known as seismic energy. The worst part about earthquakes is that no one can know exactly when they are going to happen; their lack of warning is what makes them so dangerous. Everyone is going about their normal day when […]
Learn the basics of an earthquake insurance policy that can give you the peace of mind that you deserve.
Earthquake insurance covers most of the losses and damages that earthquakes may cause to your home, possessions, and other buildings on your property (e.g. a detached shed). If you own a home, then you most likely already have a homeowners insurance policy, but this policy will not cover any damage that is generated by the force of an earthquake. What will protect you and your home is a quality earthquake insurance policy that meets your needs.
How do you prepare for something that is unpredictable & unstoppable?
Not one single person on the planet can tell you when or where the next earthquake will strike. The best seismologists can do is give us a prediction based on past evidence and patterns within the area—which are fairly reliable because Earth tends to stick to patterns. Being prepared is the best protection against coming to harm for the next earthquake.
(Side note: If you live in the LA area, the prediction is that a magnitude 5+ earthquake will strike by April 2018!)
Building your […]