accident Archives - Udell Family Insurance

What Do You Do When a Rock Hits Your Windshield?

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What Do You Do When a Rock Hits Your Windshield?

Does your insurance cover a rogue rock that hit your windshield?

Perhaps you were driving behind those rock-carrying truck, or the Batmobile, and, instead of a missile, it sent a pebble your way and cracked your windshield. All of a sudden, you’re left with the repairs and the bills. Do you have the right insurance to protect you from any rogue rocks that have your name written on them? If your windshield is cracked by a rock, your car insurance may be able to step in and help.
The Auto Insurance Coverage You […]

Your Friend Wrecked Your Car? Now What?

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How Your Coverage Kicks In After A Friend’s Accident

You are a good friend! Consequently, when somebody needs a favor, you do your best to oblige. That means that when your friends need your car, you are probably inclined to hand over your keys. What happens, though, if your friends get into an accident behind the wheel of your car?

When you lend your car, you also lend your insurance policy since coverage travels with the vehicle in the state of California. That means that after your friend’s accident, your policy will be the primary one […]

Are You Underinsured?

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Car Insurance Westlake Village CA

Understanding How Much Coverage Is Enough

When you first take out your car insurance policy, you may be tempted to base your coverage limits off the amounts legally required by the state of California, assuming that those levels have been set high enough to provide sufficient coverage. Unfortunately, that is often not the case and can leave you underinsured.

You are underinsured when the coverage from your car insurance policy is not high enough to fully pay for damages incurred in an accident. When you cause an accident that exceeds your limits, you are left paying out of […]