How you can use your Westlake Village, CA property insurance to secure your valuables.
It’s great that your homeowners insurance covers your personal property like your clothes, your books, and your kitchen items. Ultimately, though, you probably have some items you value much more than anything else in your home. Are these valuables protected?
It’s not safe to just assume the answer is yes. All homeowners insurance policies have limits built in, meaning that generally the policy will reimburse you for personal property losses and damages up to 50 percent of your home’s value. There are also standard limits on how much art, jewelry, and other valuables your policy will cover.
All of this means that if you have a particularly valuable item, you should make sure it’s properly insured. Don’t worry that you’ll have to get a whole separate policy; you can add a rider or endorsement to your existing coverage that will specifically insure your valuable for its full amount.
At Udell Family Insurance, we want to make sure you have full protection for what matters most. To optimize your California property insurance, and to best safeguard your valuables, contact our expert Westlake Village staff today.