What You Need To Know When Adding A New Car To Your Policy
It is exciting to get a new car for your family to drive, and fortunately your new ride will not require a new insurance policy. You are able to add multiple vehicles to an existing policy. When you do, here are a few factors you should consider.
Comprehensive & Collision Coverage: When you add your new vehicle, consider securing comprehensive and/or collision coverage. This type of protection ensures that water damage, theft, major collisions and minor fender benders do not become a major expense and headache for you.
Possible Discounts: Ask your insurance agent if your new vehicle qualifies for safety discounts. Also inquire whether adding it to your existing policy can qualify you for multiple vehicle discounts.
Stacking Coverage: In some states, you are able to increase the dollar amount of your coverage based on how many cars you are insuring. For example, if you had one vehicle insured for $50,000 of comprehensive coverage, you may be able to secure $100,000 of comprehensive coverage for two vehicles.
Uninsured/Underinsured Driver Protection: What happens if you get into an accident in which you are not at fault, but the other party only covers the bare minimum of insurance and is unable to cover your expenses? This type of coverage ensures you will not have to pay out of pocket because someone else does not have enough insurance.
You deserve to have an industry expert show you the best way to add a new vehicle to your auto insurance policy. Contact Udell Family Insurance in Westlake Village for all of your insurance needs in California. Our team of expert agents is here to help you get the protection you need for all of your vehicles!