How to Prepare Your Business for Common Insurance Claims

How to Prepare Your Business for Common Insurance Claims

You buy business insurance to financially protect yourself from having to pay for all of the damages.

The more claims you file with your business, the more money we get. But we put our customers first and we know that it is in your best interest to do everything you can to prevent any disasters from occurring in the first place. Here are a few tips on how to prepare your business for the most common insurance claims.

  1. Prevent fires by taking action.
    Smokey the Bear reminds us, “Only you can prevent forest fires,” but he forgot to mention that we can prevent office fires with the right equipment like fire alarms, sprinklers, fire extinguishers, and smart organization.
  2. Assess your flood risk. 
    Do you know if your business is in a high-risk flood zone or is it in a low-risk flood zone? This information is important to know to determine your need for a flood insurance policy? It is important to note now, that general business insurance does not cover flood damage.
  3. Consider the safety of your employees.
    Your employees need to be protected as well, lest you become liable for their work-related medical injuries. Proper training and signs can help substantially.

Preventing these claims is the best way to save money. But when all else fails, make sure that you are protected by contacting the independent insurance professionals at Udell Family Insurance in Westlake Village, California for all of your commercial coverage needs.

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