Choosing the right flood insurance can help you stay protected through El Nino.
Are you ready for El Nino? With only a few more weeks until the monster storm is supposed to bring heavy rains to Southern California, there is no better time than right now to make sure you have the right amount of coverage.
If you are relying on your existing home insurance policy to protect you from any unfortunate incident that you may run into during El Nino, you may not have as much coverage as you think. Your homeowners insurance policy will not provide any protection if a flood hits your house, leaving you to pay for all the damages to your home and personal property out of your own pocket.
Luckily, you still have time to invest in a flood insurance policy. Flood insurance will protect your home from any damage that is caused directly from a flood. It is important to keep in mind that you have to pay for a full year of coverage in advance for your flood insurance policy. there is also a 30-day waiting period before your coverage kicks in, so if you are worried about El Nino, the sooner you invest in coverage, the sooner you can enjoy the peace of mind that comes with your policy.