Reasons why single people should secure life insurance.
Most people only think about securing life insurance when they are married and starting a family. However, life insurance isn’t just for people who have settled down. In fact, single people can benefit from having this coverage in many ways. Here’s what single people should consider securing life insurance.
You Have Debts
Today, the average person is walking around with a considerable amount of debt. Between student loans, credit card debts, car payments, and even home mortgages, single people typically have just as much […]
Why do so many people procrastinate when it comes to securing life insurance?
The majority of adults understand how important it is to have life insurance. Despite this, many put off securing coverage for as long as possible. There are many excuses that people use to procrastinate. Here are some of the most common reasons why people avoid getting life insurance.
The Number of Options is Overwhelming
When it comes to life insurance, the market is saturated with so many options that it can be intimidating to jump in and make a decision. When […]
Why life insurers charge more if you smoke e-cigarettes.
If you engage in risky habits, life insurers tend to charge you more for coverage. One habit that life insurers consider risky is smoking e-cigarettes. If you vape, then you will likely pay more for life insurance than non-smokers. But why is this the case? Here’s what you need to know.
How do e-cigarettes affect your body?
Vaping (the more colloquial term for smoking e-cigarettes) is generally considered less harmful than smoking traditional cigarettes. However, this does not mean […]
Do retirees need life insurance?
If you have retired, then your mortgage is probably paid off, and your kids have probably moved out. At this point, you may assume that you no longer need your life insurance policy. However, before you cancel your coverage, consider these reasons why many retirees actually need life insurance.
It Provides a Source of Supplemental Income
When you retire, there’s always a risk of you outliving your assets. However, if you have permanent life insurance, then you can rely on your policy as a source of supplemental income […]