Find out when you should start shopping for life insurance.
When it comes down to it, there is no definite answer regarding the best age to secure life insurance coverage. Some experts argue that you should get a policy at a very young age so your premiums will be cheaper and so you can hold it and build up equity. Others contend that there’s no need to invest in life insurance until you start a family and actually have assets to protect. Ultimately, the decision is a personal one. Here are some of the things […]
Here’s what you need to know about obtaining life insurance when you have a pre-existing condition.
If you have a health condition, you might be worried about your ability to secure life insurance coverage. Luckily, most insurers do not consider health issues as automatic disqualifiers. However, they may complicate the process by which you obtain a life policy. Here’s what you need to know about getting life insurance with a pre-existing condition.
How can I get approved?
For certain health conditions, all you need to do is disclose them to […]
Should you invest in this type of coverage for your children?
The question of whether parents should invest in life insurance for their children is a divisive one. While different insurance experts and financial advisors might have conflicting opinions, there is a general consensus that this type of coverage should not be a financial priority. However, if you have extra capital lying around, then here are some things to consider before investing in life insurance for your kids.
It Covers Funeral Costs
If your child were to die unexpectedly, the last thing you would […]