These types of home insurance claims can cost you.
As a homeowner, it’s important to understand that your insurance premiums will increase every time that you file a claim. That being said, there are certain types of claims that will raise your rates more than others. Here are some of the most expensive home insurance claims to watch out for.
There are many perils that can result in property damage. Oftentimes, these types of claims are very expensive. For instance, fire damage claims are the most expensive, resulting in an average […]
Protect your home from extreme wither weather conditions.
Many homeowners know that winter brings about some of the most damaging weather conditions they will see all year. This is why it’s important to take preventative measures around your property. Here are some of the things that you can do to prevent damage to your home this winter.
Close Your Fireplace Flue and Windows
When your fireplace is not in use, you should make sure to close the flue. Additionally, you should make sure you close and lock your windows before leaving your home […]
Secure the comprehensive protection that you need with homeowners insurance endorsements.
Having homeowners insurance gives you peace of mind knowing that your property, belongings, and loved ones are protected. However, like all forms of insurance, home insurance does have limits on its coverage. The best way to fill your coverage gaps and secure the comprehensive protection that you need is by securing insurance endorsements. Here are some of the common homeowners insurance endorsements that you should consider getting.
What is a Policy Endorsement?
An insurance endorsement, also known as a rider, adds coverage for […]
Understanding how your homeowners insurance will cover you.
As a homeowner, it’s important you understand exactly what your homeowners insurance will cover. This way, you can evaluate whether you have enough coverage or if you need to secure more. To help you make informed coverage decisions, here’s what your home insurance will and will not cover when it comes to common perils.
When it comes to water damage, homeowners insurance covers certain types but not others. For instance, if the cause of water damage is sudden and accidental, then it […]