Main differences between homeowners and condo coverage.
While most people understand how traditional homeowners insurance works, they might be less clear on the concept of condo insurance. Because condos combine elements of regular homes and rental apartments, they require a unique form of insurance coverage. Here are some of the ways that home and condo insurance differ.
If you own a home, then you need enough dwelling coverage to cover the total cost of rebuilding your home and the other structures on your property (such as fences, carport, sheds, etc.). Because the […]
Unexpected things covered by your home insurance.
Most homeowners understand that their insurance is designed to cover four main things: their home’s physical structure, their personal belongings, their personal liability, and their additional living expenses. However, you may be surprised to learn that your policy also affords you a number of additional coverages as well. Here are some of the coverage perks associated with having the right homeowners insurance in place.
Coverage for the Damage Caused by Falling Objects
If a tree branch were to come crashing through your home’s roof, then […]
Take these steps to prevent everyday appliances from causing water damage.
As a homeowner, you probably associate water damage with things like flooding or major storms. However, in actuality, most household water damage is actually the result of malfunctioning appliances, such as your washing machine, dishwasher, and water heater. Want to ensure that your home isn’t vulnerable to water damage? Then here are some steps that you should take to prevent your appliances from leaking or malfunctioning.
Check for leaks
Check the areas around your appliances for signs of leakage every four months […]
Here’s what your personal liability insurance can do for you.
Because personal liability claims are among the most serious and expensive types of claims that a homeowner can face, it’s important that you have the right insurance protection in place. Fortunately, your homeowners policy includes personal liability protection. But what does personal liability insurance cover and how do you know if you have enough coverage? Here’s everything that you need to know.
Personal Liability Coverage
Personal liability issues arise when a third-party injures themselves or sustains damages while on your […]