Home Insurance Archives - Udell Family Insurance

What Is a Homeowners Insurance Rider and Why Do You Need It?

9:00 am
Homeowners Insurance Riders

Generally, an insurance rider is an optional add-on to an insurance policy. It is also called a floater or an endorsement. A homeowners insurance rider amends a basic policy, allows you to increase your coverage limits, expand coverage for certain property, or extends protection to help cover additional risks. A rider serves an expanded purpose to secure your home based on your identified circumstance.

Why the Need for a Homeowners Insurance Rider?

A typical homeowners insurance policy comes with a set of standard protections like dwelling coverage, other structures coverage, personal property coverage, and personal liability coverage […]

4 Common Homeowners Insurance Myths You Should Be Aware of

9:00 am
myth about homeowners insurance

Did you ever hear the myth about homeowners insurance that it covers every disaster or loss imaginable? Those who believe this misconception usually find out too late that their policy doesn’t cover many ‘presumed to be covered’ disasters. To prevent surprise costs, you need to be clear about the terms before you agree to them. Here are 4 common myths about home insurance that you should be aware of:

1. Coverage Against All Floods:

People who haven’t taken the time to understand the terms of their standard homeowners insurance might assume that flooding is automatically covered […]

5 Costly Mistakes Homeowners Must Avoid

9:00 am

Owning a home is a great experience. However, to be a proud owner, make sure you avoid common homeowner mistakes.

Here is a list of five costly, common homeowner mistakes that you can avoid:

Ignoring “Small Stuff”

You love and feel good about the home you purchase. However, ignoring the small issues may potentially blow up later. Think about the squeaky floorboard on the deck or a leaky showerhead – these issues can lead to expensive repairs or increased water bills. Address these issues and get them fixed immediately.

Not Conducting Regular Inspection […]

High-Risk Homeowners Insurance: What You Need to Know

9:00 am

Buying homeowners insurance can be expensive, but it is important if you need to pay mortgage loans. The insurance rates may vary depending on whether your home is labeled as high-risk. Numerous factors play a role in your home being labeled high-risk.

Here are the factors that may label your house as high-risk:

The Home


If your home is near or in a disaster-prone area or your neighborhood has a high crime rate, it can be labeled high-risk.


If the home holds a history of […]

1 2 3 ... 13 Next page ›
Call Us contact us