Home Insurance Archives - Udell Family Insurance

Tips for Handling Your Home Insurance During a Renovation

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Don’t mismanage your homeowners insurance during a home renovation.

If you want to remodel your home, then there are certain steps that you need to take to ensure that your homeowners insurance remains valid.  Not sure how to manage your coverage?  Then take these steps with your home insurance before and during your home renovation.

Inform Your Insurance Agent About Your Plans

Before you begin your home renovation project, you should discuss your plans with your insurance provider.  This way, your agent can adjust your policy to ensure that […]

Are Internal Home Damages Covered by Standard Insurance Policies?

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What you need to know about your home insurance and internal damages.

As a homeowner, you probably expect your homeowners insurance to cover every type of damage your home may sustain.  However, this is unrealistic—all insurance policies have coverage conditions and limits, and your homeowners policy is no different.  For instance, when it comes to internal home damages, your policy will only provide coverage under certain circumstances.  Here’s what you need to know about your home insurance and internal damages.

Water Damage and Mold

Your home insurance may offer coverage for water […]

Why California Homeowners Need Supplemental Flood and Earthquake Insurance

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Homeowners need to secure specialty insurance policies to cover flood and earthquake damages.

When most people think about their homeowners insurance, they think about it protecting against natural disasters, such as fires and storms.  This is why it may be so surprising to learn that certain perils, such as floods and earthquakes, are actually excluded from coverage under your home policy.  Here’s why floods and earthquakes aren’t covered by your homeowners insurance and how you can secure protection against these perils.

What does homeowners insurance cover?

As previously […]

What Are the Most Expensive Home Insurance Claims?

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These types of home insurance claims can cost you.

As a homeowner, it’s important to understand that your insurance premiums will increase every time that you file a claim.  That being said, there are certain types of claims that will raise your rates more than others.  Here are some of the most expensive home insurance claims to watch out for.

Damage Claims

There are many perils that can result in property damage. Oftentimes, these types of claims are very expensive.  For instance, fire damage claims are the most expensive, resulting in an average […]

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