Homeowners need to secure specialty insurance policies to cover flood and earthquake damages.
When most people think about their homeowners insurance, they think about it protecting against natural disasters, such as fires and storms. This is why it may be so surprising to learn that certain perils, such as floods and earthquakes, are actually excluded from coverage under your home policy. Here’s why floods and earthquakes aren’t covered by your homeowners insurance and how you can secure protection against these perils.
What does homeowners insurance cover?
As previously […]
When you are living near a fault line without earthquake insurance, your homeowners insurance won’t cover a thing.
Many people believe that their homeowners insurance policy will kick in if their home suffers damage caused by an earthquake. The same goes for flood insurance: many people falsely believe their home insurance will cover damages. But unlike flood insurance, neither the federal government nor your insurer requires you to carry earthquake insurance. It’s also worth noting that every state has had a record of earthquakes. It’s common knowledge that the west coast lies on […]
All disasters come to an end, but they often leave rubble, injured humans, and wrecked cities.
When the shaking has stopped, what are you expected to do? You’ve just gone through something truly traumatic, and you may not be thinking clearly. If you’ve never received any information on this topic you’ll be truly lost. Here are some tips and tricks on what you should do when it comes to reacting to the aftermath of an earthquake that just passed through.
Expect the aftershock(s). These secondary shockwaves are usually less violent than their […]
Earthquakes pose a risk to all in the area, especially if the quake is is strong enough to shake buildings’ foundations.
As earthquakes shake the crust of the Earth, there are many dangers to consider. You may be thinking of the ground splitting open and being swallowed by the Earth itself like we see in movies and television everywhere. While it’s definitely not unheard of, the chances of that happening are slim. Your threats actually come from above – things like houses, buildings, trees, and anything else that is not secured onto a stable structure. Indoors and outdoors […]