Auto Archives - Udell Family Insurance

Here are the Important Questions to Ask Your Car Insurance Agent

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What to ask your auto insurance agent.

As a driver, you know that you need to secure auto insurance.  However, you may not know very much about this coverage.  This is why it’s so important to partner with a trustworthy agent and ask them a ton of questions.  Here are some of the important things to ask.

Which coverages are most important?

Almost every state in the U.S. requires drivers to carry some minimum amount of liability coverage.  However, simply meeting these insurance minimums is not enough to protect you from all […]

Dealing with Contentious Drivers After an Accident

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How to deal with a driver who refuses to exchange information after an accident.

While getting into a car accident is bad, getting into an accident with an uncooperative and aggressive driver is even worse.  If you ever find yourself in this situation, there are certain steps that you must take.  Here’s how you can deal with drivers who refuse to share their information after a crash.

Immediately after the accident, you should take a moment to calm down and assess yourself for injuries.  If you have passengers in your car, then you should also […]

How to Achieve a Clean Driving Record

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What is a clean driving record?

One of the best ways to save on your auto insurance is by having a clean driving record.  But what exactly do insurance providers consider a clean driving record, and what can you do to have one?  Here’s what you need to know about cleaning up your driving record.

What is a Clean Driving Record?

A clean driving record is one that is free of any accidents, moving violations, or points.  However, the definition of a clean record will vary from insurer to insurer.  For instance, some […]

Why Driving Experience Matters for Your Insurance Rates

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Here’s how the driver’s experience and age influence their insurance rates.

When your auto insurance provider calculates your premiums, they will look at various personal factors.  Two of the things that they will consider is your driving experience and age.  But how do these factors influence the cost of your car coverage?  Here’s what you need to know.

Inexperienced Drivers

Auto insurers assume that the more driving experience you have, the less likely you are to get into a car crash.  Unfortunately, this means that inexperienced drivers are considered higher risk […]

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