If you have a car, buying auto insurance is important. However, there are several myths about auto insurance that may be misleading. To help you understand the truth, here are a few common myths about auto insurance – clarified.
A Speeding Ticket May Lead to Higher Insurance Costs
It is a misconception that your auto insurance cost will increase after you get a single speeding ticket. Most states don’t allow insurance companies to raise the premiums after a minor violation. You will need to avoid significant offenses like reckless driving, driving in a carpool lane without reason, or […]
Watch out for these issues when shopping for a used car.
If you are shopping for a used car, then you are exposing yourself to certain risks. To ensure that you don’t end up buying a dud, it’s important to keep an eye out for certain red flags. Watch out for these issues when shopping for a used car.
Missing Maintenance or Service Records
Car owners usually save records that show that they have properly maintained their car. These records normally include routine service tasks like oil changes and mileage service. If […]
What to ask your auto insurance agent.
As a driver, you know that you need to secure auto insurance. However, you may not know very much about this coverage. This is why it’s so important to partner with a trustworthy agent and ask them a ton of questions. Here are some of the important things to ask.
Which coverages are most important?
Almost every state in the U.S. requires drivers to carry some minimum amount of liability coverage. However, simply meeting these insurance minimums is not enough to protect you from all […]
How to deal with a driver who refuses to exchange information after an accident.
While getting into a car accident is bad, getting into an accident with an uncooperative and aggressive driver is even worse. If you ever find yourself in this situation, there are certain steps that you must take. Here’s how you can deal with drivers who refuse to share their information after a crash.
Immediately after the accident, you should take a moment to calm down and assess yourself for injuries. If you have passengers in your car, then you should also […]