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Why Condo Ownership Might Be Right for You

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Reasons why you should consider investing in a condo.

When people think of finding a place to live, they usually imagine buying a home or renting an apartment.  However, there is another option that many seem to overlook.  Buying a condo is a fantastic option that fits many different lifestyles and budgets.  Here are some of the reasons why condo ownership might be right for you.

They are Affordable

One of the most attractive characteristics of condos is that they tend to be more affordable than traditional homes.  While condo owners do pay to […]

What’s the Difference Between Home and Condo Insurance?

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Main differences between homeowners and condo coverage.

While most people understand how traditional homeowners insurance works, they might be less clear on the concept of condo insurance.  Because condos combine elements of regular homes and rental apartments, they require a unique form of insurance coverage.  Here are some of the ways that home and condo insurance differ.

Dwelling Coverage

If you own a home, then you need enough dwelling coverage to cover the total cost of rebuilding your home and the other structures on your property (such as fences, carport, sheds, etc.).  Because the […]

Why Driving Experience Matters for Your Insurance Rates

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femal teen driver leaning out of the drivers side window

Here’s how the driver’s experience and age influence their insurance rates.

When your auto insurance provider calculates your premiums, they will look at various personal factors.  Two of the things that they will consider is your driving experience and age.  But how do these factors influence the cost of your car coverage?  Here’s what you need to know.

Inexperienced Drivers

Auto insurers assume that the more driving experience you have, the less likely you are to get into a car crash.  Unfortunately, this means that inexperienced drivers are considered higher risk […]

The Problem with Too Much Car Insurance

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The importance of securing the right amount of car coverage.

If you are currently trying to get car insurance, then you know how confusing the process can be.  Because many car owners are scared of what will happen if they carry too little insurance, they often go overboard on coverage instead.  However, having too little insurance and too much insurance are both problematic.  Here’s why you need to focus on securing the right car coverage to meet your needs.

The Problem with Insufficient Insurance

Obviously, the big risk of not carrying enough auto […]

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