Understanding your life insurance.
When it comes to life insurance, many people are left in the dark. However, there’s actually a lot that your life insurance coverage can do for you. Here are some of the surprising things that you should know about your life insurance.
Life Insurance Benefits Are Fast
Many people are surprised to learn that life insurance payouts actually have a very short turn-around time. This is because life insurance benefits do not get tangled up in complicated estate claims. Typically, life insurance payouts will be distributed within a […]
These types of home insurance claims can cost you.
As a homeowner, it’s important to understand that your insurance premiums will increase every time that you file a claim. That being said, there are certain types of claims that will raise your rates more than others. Here are some of the most expensive home insurance claims to watch out for.
There are many perils that can result in property damage. Oftentimes, these types of claims are very expensive. For instance, fire damage claims are the most expensive, resulting in an average […]
What to ask your auto insurance agent.
As a driver, you know that you need to secure auto insurance. However, you may not know very much about this coverage. This is why it’s so important to partner with a trustworthy agent and ask them a ton of questions. Here are some of the important things to ask.
Which coverages are most important?
Almost every state in the U.S. requires drivers to carry some minimum amount of liability coverage. However, simply meeting these insurance minimums is not enough to protect you from all […]
Is life insurance without a medical exam worth it?
While most recognize the importance of having life insurance coverage, studies have shown that 43% of Americans still don’t have this protection. Some of the common reasons that people cite for not securing a policy is the length of the underwriting process, unfamiliarity with life insurance as a whole, and the expense of the coverage. However, the most common excuse for not getting life insurance is that people do not want to undergo the medical examination. Insurance companies have recognized this, and now, many offer the […]