March 2022 - Udell Family Insurance

Does Your Auto Insurance Follow the Car or the Driver?

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girl driving car

Most states mandate auto liability insurance for all drivers to protect them from financial liability when at fault for car accidents. Optional coverages like collision and comprehensive also can shield you against financial loss after car theft or damage in a crash. However, you may wonder if your own policy protects other people when driving your car. Read on to find out whether auto insurance follows the car or the driver.

Can You Drive Another Person’s Car Without Your Car Insurance?

Generally, you don’t need your liability policy to drive another person […]

Critical Facts to Know about Health Insurance and Smoking

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Sometimes, smokers may hesitate to get health insurance, discouraged by the many myths about coverage and tobacco consumption. The biggest worry for them is that they might be denied smokers insurance due to their unhealthy lifestyle habits. While smoking can increase your insurance premium, it isn’t necessarily an obstacle to obtaining health insurance.

How Smoking Affects Your Insurance Premium?

If you’re a smoker, you’ll pay a higher price for health insurance. However, the difference isn’t that significant compared to that of non-smoking policyholders. Your health condition can increase your […]

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