Termites can be very destructive. The damage they cause can be extensive if they are not stopped in time. Most basic homeowners insurance policies do not cover termite damage for several reasons. One of the most important factors that insurance providers consider is whether the damage was preventable. However, there may be times when you are not aware of damages that already exist in your new home. Even the most reputable inspectors may miss small signs of an infestation. This will not go against you if the damage is discovered after you purchase your home.
With so many types of life insurance policies to choose from, you need to look for one that can generate cash value quickly and efficiently. Whole and universal policies are the only types of insurance policies that will produce a cash value account that can be used by the owner of the policy. A cash value account is set aside from the actual death benefit. The money put into the account is often used for investments and can raise the overall value of a policy over a long period. The policy owner also has the option to tap into the […]