February 2020 - Udell Family Insurance

Why A Raise at Work Should Result in an Increase in Your Life Insurance Coverage

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handshake at work, increasing your life insurance coverage after a raise

What to think about when increasing your life insurance coverage after a raise.

If you’ve just gotten a raise at work, then congratulations!  You now have the ability to offer your family a better quality of life.  However, as your standard of living increases, so does your family’s expectations.  To ensure that your loved ones are able to maintain their quality of life, even in the event of your unexpected death, you need to increase your life insurance coverage.  Here’s what you need to consider when increasing your life insurance coverage after a […]

Life Insurance Misconceptions That Can Hurt Young Families

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baby in field, don't let these life insurance myths hurt your family

Don’t believe these popular misconceptions.

When you become a new parent, you are so busy and overwhelmed that securing life insurance doesn’t even cross your mind.  To make matters worse, there are many popular misconceptions that make young parents even less likely to get coverage.  However, it’s important to understand that putting off life insurance puts your family’s financial future at risk.  Believing in these life insurance myths can hurt your family.

Life Insurance is Too Expensive

According to a recent study, most adults believe that […]

Are Internal Home Damages Covered by Standard Insurance Policies?

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insect in home, home insurance and internal damages

What you need to know about your home insurance and internal damages.

As a homeowner, you probably expect your homeowners insurance to cover every type of damage your home may sustain.  However, this is unrealistic—all insurance policies have coverage conditions and limits, and your homeowners policy is no different.  For instance, when it comes to internal home damages, your policy will only provide coverage under certain circumstances.  Here’s what you need to know about your home insurance and internal damages.

Water Damage and Mold

Your home insurance may offer coverage for water […]

Why California Homeowners Need Supplemental Flood and Earthquake Insurance

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sign that reads "earthquake ahead," protect home from flood and earthquake

Homeowners need to secure specialty insurance policies to cover flood and earthquake damages.

When most people think about their homeowners insurance, they think about it protecting against natural disasters, such as fires and storms.  This is why it may be so surprising to learn that certain perils, such as floods and earthquakes, are actually excluded from coverage under your home policy.  Here’s why floods and earthquakes aren’t covered by your homeowners insurance and how you can secure protection against these perils.

What does homeowners insurance cover?

As previously […]