November 2019 - Udell Family Insurance

How Home Insurance Endorsements Can Help You

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toy home resting on stacks of coins

Secure the comprehensive protection that you need with homeowners insurance endorsements.

Having homeowners insurance gives you peace of mind knowing that your property, belongings, and loved ones are protected.  However, like all forms of insurance, home insurance does have limits on its coverage.  The best way to fill your coverage gaps and secure the comprehensive protection that you need is by securing insurance endorsements.  Here are some of the common homeowners insurance endorsements that you should consider getting.

What is a Policy Endorsement?

An insurance endorsement, also known as a rider, adds coverage for […]

Your Life Insurance Agent Might Not Tell You This

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woman speaking to insurance agent

What your life insurance agent may choose to conceal.

Life insurance agents help their clients by explaining their different policy options and finding the right coverage to suit their needs.  However, it’s important to remember that it is the life insurance agent’s job to sell policies.  This means that they tend to focus on the positive while concealing other considerations.  To ensure that you are making an informed coverage decision, you need to do your research.  Here are some of the things that your life insurance agent may not tell you.

Not Everyone […]

Life Insurance for New Parents

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baby holding parent's hand

Protect your child by securing life insurance.

Becoming a parent is a life-changing experience.  While it is an exciting time, many new parents also find it terrifying.  Having a baby that is completely reliant on you is something that very few people are completely prepared for.  However, there are certain things that you can do to make sure that your child is cared for.  For instance, securing the right life insurance will ensure that they are taken care of financially, no matter what happens to you and your partner.  Here’s what new parents need […]

Can You Combine Life Insurance and Long-Tern Care Insurance?

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caretaker helping patient

What you need to know about combination insurance policies.

When it comes to long term care insurance, many people are reluctant to buy because they don’t want to spend money on something they may not use.  That being said, failing to secure a long-term care insurance policy could prove disastrous if you do need to go to a nursing home or require assisted living or home healthcare services.  Fortunately, there are new types of insurance policies that combine long-term care and permanent life coverage.  Here’s what you need to know about this […]