Do retirees need life insurance?
If you have retired, then your mortgage is probably paid off, and your kids have probably moved out. At this point, you may assume that you no longer need your life insurance policy. However, before you cancel your coverage, consider these reasons why many retirees actually need life insurance.
It Provides a Source of Supplemental Income
When you retire, there’s always a risk of you outliving your assets. However, if you have permanent life insurance, then you can rely on your policy as a source of supplemental income […]
What happens at the end of your life insurance term?
When you secured your term life policy, you probably didn’t think about what would happen at the end of your term. If you are close to the expiration of your life insurance policy, you may not know what to do. To ensure that you are making an informed coverage decision, here’s what you need to know about the end of your term life insurance policy.
Expiration Doesn’t Mean What You Might Think
First, it’s important to explain what “expiration” means […]
Take these steps to save on your first home insurance policy.
As a first-time homeowner, the last thing that you want to do is pay more for your home insurance than you have to. Fortunately, there are several things that you can do to make your first homeowners insurance policy affordable. Try out these money-saving tips.
Do Not Procrastinate
If you know that you need to secure home insurance, then it’s important that you start shopping around right away. Waiting until the last minute to secure coverage will limit your policy […]
Procrastinating on these home repairs could end up costing you.
Owning a home comes with a significant amount of responsibility. For instance, you are responsible for keeping your property in good shape. However, with everything on your plate, you may be tempted to leave smaller issues for later. Sadly, certain problems can lead to major damage or monetary losses. To ensure that you do not regret your inaction, here are some of the home repairs that you can’t ignore.
When your faucets leak, it’s tempting to simply ignore this issue […]