Protect your child by securing life insurance.
Becoming a parent is a life-changing experience. While it is an exciting time, many new parents also find it terrifying. Having a baby that is completely reliant on you is something that very few people are completely prepared for. However, there are certain things that you can do to make sure that your child is cared for. For instance, securing the right life insurance will ensure that they are taken care of financially, no matter what happens to you and your partner. Here’s what new parents need […]
What you need to know about combination insurance policies.
When it comes to long term care insurance, many people are reluctant to buy because they don’t want to spend money on something they may not use. That being said, failing to secure a long-term care insurance policy could prove disastrous if you do need to go to a nursing home or require assisted living or home healthcare services. Fortunately, there are new types of insurance policies that combine long-term care and permanent life coverage. Here’s what you need to know about this […]
Understanding how your homeowners insurance will cover you.
As a homeowner, it’s important you understand exactly what your homeowners insurance will cover. This way, you can evaluate whether you have enough coverage or if you need to secure more. To help you make informed coverage decisions, here’s what your home insurance will and will not cover when it comes to common perils.
When it comes to water damage, homeowners insurance covers certain types but not others. For instance, if the cause of water damage is sudden and accidental, then it […]
Important things your life insurance policy should have.
If you think it’s time to secure life insurance, then you may not know where to begin your search. Here are some of the essential things that you need to consider when looking for the right life insurance policy.
Before purchasing a life insurance policy, you need to evaluate your current finances and determine how much you can afford to spend on life insurance. If you are on a tight budget, then a term life policy is probably your best bet. If you have […]