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July 2018 - Udell Family Insurance

Is Life Insurance for Those Over 50 Worth the Investment?

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Is Life Insurance for Those Over 50 Worth the Investment?

Should those aged 50+ continue to pay for life insurance?

While most Americans understand the value of having life insurance, when your children have moved out and you have paid off all your major financial obligations, life insurance coverage may no longer seem necessary.  However, before you decide to cancel your policy, there are some things you should consider.  Here’s why life insurance may still be worth having.

Death Expenses

Regardless of how old you are, the cost of your funeral, burial, and other expenses related to your death can add up very […]

Outliving Your Life Insurance

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Outliving Your Life Insurance

Permanent life insurance may not be so permanent.

If you’ve just celebrated your 100th birthday, then congratulations!  You have made it into an exclusive (but steadily growing group) of centenarians.  However, while your 100th birthday might be a reason to celebrate, it isn’t all good news.  If you have a permanent life insurance policy you might be surprised to learn that your coverage actually expires when your reach the age of 100.  So, what does this mean for you?  Here’s what you should know about outliving your permanent life insurance policy.

As mentioned […]

What You Can Do Now to Maximize Your Life Insurance

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What You Can Do Now to Maximize Your Life Insurance

Here are some of the steps that you can take now to ensure that your life insurance pays off in the future.

If you have life insurance coverage, then you’ve already taken a positive step towards securing the financial future of your loved ones.  However, simply getting a policy and letting it sit isn’t doing anything to maximize your protection.  If you want to ensure that your loved ones are getting the most out of your coverage, then here are some of the things that you need to take care of today.

Review […]

Steps to Reduce Your Home’s Risk for Wildfire Damage

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Steps to Reduce Your Home’s Risk for Wildfire Damage

Take these wildfire precautions around your home this summer.

If you live in an area prone to wildfire, then you know just how devastating the damages from a fire can be.  You probably also know that summertime is prime wildfire season.  Luckily, there are precautions that you can take to reduce your home’s risk for wildfire damage.  Here are some of the things you should do around your house this summer.

Fireproof Your Roof

Oftentimes, the embers from a nearby wildfire can travel and land on your home’s roof.  If your roof […]